:root { --ink:#13243d; --soft:#526178; --navy:#082c5c; --deep:#041f43; --gold:#d9a31d; --gold-dark:#8a6008; --paper:#ffffff; --line:#d8e0e8; --pale:#eef3f8; --gold-pale:#fbf3dc; }
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; background:var(--paper); color:var(--ink); font:16px/1.65 Arial,Helvetica,sans-serif; }
a { color:inherit; text-decoration:none; }
img { max-width:100%; display:block; }
h1,h2,h3,p { margin-top:0; }
.site-header { width:min(1180px,calc(100% - 40px)); min-height:112px; margin:auto; display:flex; align-items:center; justify-content:space-between; gap:34px; border-bottom:1px solid var(--line); }
.brand,.footer-brand { display:flex; align-items:center; }
.site-logo { width:clamp(245px,31vw,365px); height:auto; }
.footer-logo { width:min(340px,100%); height:auto; }
nav { display:flex; align-items:center; gap:25px; font-weight:700; font-size:.9rem; }
nav a { padding:10px 0; }
nav a:hover,nav a:focus-visible { color:var(--gold-dark); }
.nav-phone { display:inline-flex; align-items:center; gap:7px; color:var(--navy); }
.hero { width:min(1180px,calc(100% - 40px)); margin:auto; padding:72px 0 64px; display:grid; grid-template-columns:minmax(0,1.04fr) minmax(390px,.96fr); gap:clamp(44px,7vw,92px); align-items:center; }
.eyebrow { margin:0 0 16px; color:var(--gold-dark); font-size:.78rem; font-weight:800; letter-spacing:.12em; text-transform:uppercase; }
h1 { max-width:720px; margin:0; color:var(--deep); font:700 clamp(2.75rem,5.3vw,4.8rem)/.99 Georgia,serif; letter-spacing:-.045em; }
.hero-lede { max-width:680px; margin:27px 0 0; color:var(--soft); font-size:1.13rem; line-height:1.75; }
.hero-actions { display:flex; flex-wrap:wrap; gap:13px; margin-top:31px; }
.button { min-height:50px; padding:12px 20px; border-radius:9px; display:inline-flex; align-items:center; justify-content:center; gap:9px; font-weight:800; transition:transform .2s ease,background .2s ease,border-color .2s ease; }
.button:hover { transform:translateY(-2px); }
.button-primary { background:var(--gold); color:var(--deep); box-shadow:0 12px 28px rgb(138 96 8 / 18%); }
.button-primary:hover { background:#e6b231; }
.button-secondary { border:1px solid #b7c3d1; background:white; color:var(--navy); }
.button-secondary:hover { border-color:var(--navy); }
.microcopy { margin:18px 0 0; color:#6c7788; font-size:.82rem; }
.hero-visual { position:relative; min-height:470px; }
.hero-visual img { width:100%; height:470px; object-fit:cover; object-position:59% center; border-radius:30px 8px; box-shadow:0 30px 60px rgb(16 42 76 / 20%); }
.format-badge { position:absolute; left:-28px; bottom:28px; min-width:260px; padding:16px 18px; display:flex; align-items:center; gap:13px; border:1px solid rgb(255 255 255 / 65%); border-radius:14px; background:rgb(255 255 255 / 94%); box-shadow:0 14px 32px rgb(9 28 52 / 18%); backdrop-filter:blur(9px); }
.badge-icon { color:var(--gold-dark); font-size:1.8rem; line-height:1; }
.format-badge strong,.format-badge small { display:block; }
.format-badge strong { color:var(--deep); font-size:.92rem; }
.format-badge small { color:var(--soft); font-size:.77rem; }
.trust-strip { background:var(--pale); border-block:1px solid #d3deeb; display:grid; grid-template-columns:repeat(3,1fr); padding:0 max(20px,calc((100% - 1180px)/2)); }
.trust-strip div { padding:27px 34px; border-right:1px solid #cedae8; }
.trust-strip div:first-child { padding-left:0; }
.trust-strip div:last-child { border-right:0; }
.trust-strip strong,.trust-strip span { display:block; }
.trust-strip strong { color:var(--deep); font:700 1.03rem/1.3 Georgia,serif; }
.trust-strip span { color:var(--soft); font-size:.84rem; margin-top:4px; }
.section { width:min(1180px,calc(100% - 40px)); margin:auto; padding:100px 0; }
.section-heading { max-width:720px; }
.section-heading h2,.approval-copy h2,.support-card h2,.discount-section h2,.final-cta h2 { margin:0; color:var(--deep); font:700 clamp(2.15rem,4vw,3.45rem)/1.08 Georgia,serif; letter-spacing:-.035em; }
.section-heading>p:last-child { max-width:620px; margin:18px 0 0; color:var(--soft); font-size:1.06rem; }
.format-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:24px; margin-top:46px; }
.feature-card { border:1px solid var(--line); border-radius:22px 7px; padding:36px; background:white; box-shadow:0 18px 45px rgb(16 42 76 / 7%); }
.feature-icon { display:block; color:var(--gold-dark); font-size:2.2rem; font-weight:700; line-height:1; }
.card-kicker { margin:20px 0 3px; color:var(--gold-dark); font-size:.74rem; font-weight:800; letter-spacing:.11em; text-transform:uppercase; }
.feature-card h3 { margin:0; color:var(--deep); font:700 1.75rem/1.2 Georgia,serif; }
.feature-card>p:not(.card-kicker) { color:var(--soft); margin:15px 0; }
.feature-card ul { margin:22px 0; padding:22px 0; border-block:1px solid var(--line); list-style:none; display:grid; gap:10px; }
.feature-card li { display:flex; gap:10px; align-items:center; font-size:.94rem; font-weight:700; }
.feature-card li span { color:var(--gold-dark); }
.feature-card>a { display:inline-flex; align-items:center; gap:8px; color:var(--gold-dark); font-weight:800; }
.accent-card { background:var(--deep); color:white; border-color:var(--deep); }
.accent-card h3,.accent-card li { color:white; }
.accent-card>p:not(.card-kicker) { color:#d6e2f1; }
.accent-card ul { border-color:rgb(255 255 255 / 17%); }
.accent-card>a { color:#f4c95f; }
.process-section { padding:96px max(20px,calc((100% - 1180px)/2)); background:var(--deep); color:white; }
.section-heading.light h2 { color:white; }
.section-heading.light .eyebrow { color:#f4c95f; }
.process-grid { margin:48px 0 0; padding:0; display:grid; grid-template-columns:repeat(4,1fr); gap:22px; list-style:none; }
.process-grid li { position:relative; padding:26px 24px; border:1px solid rgb(255 255 255 / 16%); border-radius:18px 6px; background:rgb(255 255 255 / 5%); }
.process-grid li>span { width:34px; height:34px; display:grid; place-items:center; border-radius:50%; background:var(--gold); color:var(--deep); font-weight:800; }
.process-grid h3 { margin:24px 0 8px; font:700 1.17rem/1.25 Georgia,serif; }
.process-grid p { margin:0; color:#c9d7e7; font-size:.9rem; line-height:1.65; }
.process-action { margin-top:36px; }
.button-white { background:white; color:var(--deep); }
.approvals { display:block; }
.approval-copy { max-width:1050px; margin:0 auto; padding:38px clamp(28px,6vw,70px) 40px; border-top:5px solid var(--gold); border-radius:24px 8px; background:linear-gradient(135deg,var(--navy),var(--deep)); color:white; text-align:center; box-shadow:0 20px 48px rgb(4 31 67 / 16%); }
.approval-copy h2 { color:#f4c95f; font-size:clamp(2.45rem,4.5vw,3.8rem); }
.approval-copy>p { max-width:850px; margin:20px auto 0; color:#e6edf6; font-size:1.08rem; line-height:1.75; }
.approval-grid { margin-top:42px; display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:20px; }
.approval-card { min-width:0; padding:26px; border:1px solid var(--line); border-radius:20px 7px; background:white; box-shadow:0 16px 38px rgb(16 42 76 / 7%); }
.approval-logo-frame { height:122px; display:grid; place-items:center; padding:12px; border-bottom:1px solid var(--line); background:#fff; }
.approval-logo { width:100%; max-width:285px; max-height:92px; object-fit:contain; }
.approval-logo-nbcc { max-width:105px; max-height:105px; }
.approval-card h3 { margin:22px 0 10px; color:var(--deep); font:700 1.28rem/1.2 Georgia,serif; }
.approval-card p { margin:0; color:var(--soft); font-size:.92rem; line-height:1.68; }
.discount-section { width:min(1180px,calc(100% - 40px)); margin:0 auto; padding:44px 48px; display:grid; grid-template-columns:70px 1fr auto; gap:30px; align-items:center; border:1px solid #d3deeb; border-radius:26px 8px; background:var(--pale); }
.discount-icon { width:64px; height:64px; display:grid; place-items:center; border-radius:17px 5px; background:var(--navy); color:white; font-size:1.8rem; }
.discount-section h2 { font-size:clamp(1.8rem,3vw,2.55rem); }
.discount-section p:not(.eyebrow) { max-width:700px; margin:13px 0 0; color:var(--soft); }
.support { display:grid; grid-template-columns:1.2fr .8fr; gap:24px; }
.support-card,.accessibility-card { min-width:0; border-radius:24px 7px; padding:42px; }
.support-card { background:white; border:1px solid var(--line); }
.support-card>p:not(.eyebrow) { max-width:670px; margin:18px 0 0; color:var(--soft); }
.support-links { display:flex; flex-wrap:wrap; gap:20px; margin-top:28px; }
.support-links a { min-width:0; display:inline-flex; align-items:center; gap:9px; color:var(--gold-dark); font-weight:800; overflow-wrap:anywhere; }
.accessibility-card { background:var(--navy); color:white; align-content:center; }
.accessibility-card h3 { margin:0 0 13px; font:700 1.45rem/1.2 Georgia,serif; }
.accessibility-card p { margin:0; color:#d6e2f1; }
.final-cta { padding:88px 20px; text-align:center; background:linear-gradient(135deg,var(--gold-pale),#e4edf7); }
.final-cta>p { margin:0 0 10px; color:var(--gold-dark); font-weight:800; text-transform:uppercase; letter-spacing:.12em; font-size:.77rem; }
.final-cta h2 { max-width:780px; margin:0 auto 28px; }
footer { width:min(1180px,calc(100% - 40px)); margin:auto; padding:46px 0 28px; display:grid; grid-template-columns:1fr auto; gap:32px; align-items:center; }
.footer-links { display:flex; flex-wrap:wrap; justify-content:flex-end; gap:18px; font-size:.86rem; font-weight:700; }
.copyright { grid-column:1/-1; margin:0; padding-top:24px; border-top:1px solid var(--line); color:#6c7788; font-size:.78rem; }
@media (max-width:900px) {
  .site-header { align-items:flex-start; padding:18px 0; }
  .site-logo { width:clamp(215px,48vw,310px); }
  nav { justify-content:flex-end; flex-wrap:wrap; gap:8px 18px; }
  nav a:not(.nav-phone) { display:none; }
  .hero { grid-template-columns:1fr; padding-top:52px; }
  .hero-visual { max-width:680px; }
  .process-grid { grid-template-columns:repeat(2,1fr); }
  .discount-section { grid-template-columns:70px 1fr; }
  .discount-section .button { grid-column:2; justify-self:start; }
  .support,.approval-grid { grid-template-columns:1fr; }
}
@media (max-width:680px) {
  .site-header,.hero,.section,.discount-section,footer { width:min(100% - 28px,1180px); }
  .site-header { min-height:96px; gap:16px; }
  .site-logo { width:min(235px,62vw); }
  .nav-phone { font-size:.82rem; }
  h1 { font-size:clamp(2.45rem,14vw,3.5rem); }
  .hero { padding:42px 0 50px; gap:35px; }
  .hero-lede { font-size:1.03rem; }
  .button { width:100%; }
  .hero-visual,.hero-visual img { min-height:360px; height:360px; }
  .format-badge { left:14px; right:14px; bottom:14px; min-width:0; }
  .trust-strip { grid-template-columns:1fr; padding:8px 22px; }
  .trust-strip div,.trust-strip div:first-child { padding:18px 0; border-right:0; border-bottom:1px solid #cedae8; }
  .trust-strip div:last-child { border-bottom:0; }
  .section { padding:72px 0; }
  .format-grid,.process-grid { grid-template-columns:1fr; }
  .feature-card { padding:28px 24px; }
  .process-section { padding-block:72px; }
  .approval-copy { padding:32px 22px 34px; }
  .approval-copy h2 { font-size:clamp(2.15rem,11vw,2.8rem); }
  .approval-copy>p { font-size:1rem; }
  .approval-card { padding:24px; }
  .discount-section { padding:30px 24px; grid-template-columns:1fr; }
  .discount-section .button { grid-column:auto; justify-self:stretch; }
  .support-card,.accessibility-card { padding:30px 24px; }
  .support-links { flex-direction:column; }
  footer { grid-template-columns:1fr; }
  .footer-links { justify-content:flex-start; }
}
@media (max-width:420px) {
  .site-header { min-height:0; flex-direction:column; align-items:flex-start; gap:4px; padding:14px 0 12px; }
  .site-logo { width:min(260px,100%); }
  nav { width:100%; justify-content:flex-start; }
}
@media (prefers-reduced-motion:reduce) { html { scroll-behavior:auto; } .button { transition:none; } }